Commercial Mortgages and Loans
With an extensive lender network, JSKFC, Inc. has built its reputation on structuring commercial real estate transactions requiring both debt and equity placement. Fluctuations in the capital markets present significant challenges for investors and JSKFC, Inc. is pleased to provide financing, as well as, guide and advise its clients through the process. Whether you are looking for commercial financing or creative "out of the box" real estate loan alternatives, we can help.
JSKFC, Inc.'s approach is fundamentally different. Since we are not limited by our affiliation with any one bank, we are able to present your commercial loan to a broad spectrum of potential capital sources and secure the best terms and pricing that the market can offer. Equally important, JSKFC, Inc. remains very much involved in the transaction, sharing the burden of collecting and processing information, coordinating third party reports and driving towards a smooth and successful close.
JSKFC, Inc. can assist with senior debt solutions consisting of revolvers and term loans supported by accounts receivable, inventory, equipment and real estate. Asset-based lending structures are based primarily on asset values and secondarily on cash flows.
Size of Loans/Investments
Asset-based commitments typically range from $1 million and above. Asset-based lending is designed to be used for corporate acquisitions, recapitalizations, refinancing, verifiable turnarounds, debtor-in-possession and growth financing for middle market companies.
Asset-based loans are made based upon the value of your company's current and fixed assets. The particular focus is on your company's management, systems, operations, products, customer base and cash flow as well as the value and performance of collateral.
Ideal criteria include:
Manufacturer, distributor, wholesaler, retailer or select service company
Either relatively stable history of earnings and cash flow or confidence in value of collateral
Manageable risk of obsolescence, product substitution, or non-performance of collateral
An experienced management team
Firms experiencing rapid growth, operating turnaround dynamics and/or high leverage
To learn more about JSKFC, Inc.'s innovative lending programs, click on one of the links below which best suits your needs!
Loan Types: Owner Occupied, Investment Properties, Acquisition, Refinance, Construction, Budget Loans,
Loan Amount: $100,000 to $20 Million
For the Following:
- Shopping Centers
- Office Buildings
- Mixed-Use Properties
- Apartment Buildings
- Warehouse Properties
- Mini-Storage Facilities
- Not-for-Profits (5013C)
- Nursing homes
- Assisted living
- Long Term Fixed Rates
- No Income Verification Products
- Non-Recourse Products
- 90% LTV Products
- Mortgage Products for Low Credit Scores
Loan Types: Business Expansion, Acquisition, Restructuring or Debt Consolidation, Equipment Purchase/Lease, Accounts Receivable Financing, SBA Financing
Loan Amount: $100,000 - $20 Million
For the Following:
- Not-for-Profits (501C3)
- 80% Advance on A/R
- Up to 50% Inventory Advance
- Impaired Credit Situations
- Cash Flow Problems
- Personal Credit Problems
- Highly Leveraged Companies
- SBA Loans with Amortization up to 25 years